Get Familiar
with Atlanta Neighborhoods
Each neighborhood is
unique. Each neighborhood has its own personality. Some
neighborhoods are geared towards families while others are perfect
for lively singles. There are also many neighborhoods made
specifically for retired living. It is important for you to devote
some time to exploring Atlanta’s neighborhoods and suburbs. Find
out what is nearby and what amenities are available to each
neighborhood. Be sure to visit as many neighborhoods as possible in
order to get a feel for the area, and to find out where you best
fit.
Do Not Go Over
Your Budget
Before you begin making offers on houses, know
what you can afford to spend. The best way to do this is to get
pre-qualified for your loan. As a general rule, your housing
payments (including property taxes and insurance) should not exceed
30% of your budget. It is very hard to say “no” to a house that
you love, but keep in mind that houses go up for sale every day.
Stay within your budget as you make the transition to your new
environment.
Understand What
You Want vs. What You Need
Buying a house can be like dating.
Sometimes you find the perfect house and jump right in. Then you
realize that it’s not what you actually wanted and that you are
stuck for a while. When house shopping, make a list of what you
need in a house. This allows you to shop within your range and to
view a variety of houses that fit your expectations. Decide on how
many rooms you need in the house. A person with mobility issues
will not want stairs. If you have dogs or children you may require a
fenced yard. These things are non-negotiables. They are essentials
for your house. Decide on houses based on these. The color can be
changed. Carpets can be installed or removed. Curtains can be
hung. Determine what you absolutely need and make your choice based
on these things.
Require a
Detailed Inspection
A
home inspection is essential for any home purchase. You may have a
good eye for problems, but home inspectors are specifically trained
to find things that need repair. Additionally, home inspectors do
not have any emotional attachment to the house, so he/she will not
overlook anything. He or she will simply give you the facts about
the house that you wish to purchase. Many people who forego home
inspections end up living in a money pit. They end up with endless
repairs for pre-existing problems. A home inspection will point out
anything that needs to be fixed before you sign on the dotted line.
It is the best way to protect yourself when buying a new home.
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